Sunday, November 30, 2014

Swiss Bank Accounts and the Law

Swiss Bank Accounts and the Law

Concessions and Facilities given to Senior Citizens

Concessions and Facilities given to Senior Citizens

Concessions and Facilities given to Senior Citizens by Different Ministries/Departments of the Govt

Sl. No.Name of the Min./DepartmentFacilities/Benefits given to Senior Citizens
1.Ministry of Social Justice & EmpowermentMinistry of Social Justice & Empowerment is the nodal Ministry responsible for welfare of the Senior Citizens. It has announced the National Policy on Older Persons covering all concerns pertaining to the welfare of older persons. The National Policy on Older Persons recognizes a person aged 60 years and above as a senior citizen.2. The Ministry is also implementing following schemes for the benefit of Senior Citizens:
  1. An Integrated Programme for Older Persons (Plan Scheme) - This Scheme has been formulated by revising the earlier scheme of "Assistance to Voluntary Organisations for Programmes relating to the Welfare of the Aged". Under this Scheme, financial assistance upto 90% of the project cost is provided to NGOs for establishing and maintaining Old Age Homes, Day Care Centres, Mobile Medicare Units and to provide non-institutional services to older persons.
  2. The Scheme of Assistance to Panchayati Raj Institutions / Voluntary Organizations / Self Help Groups for Construction of Old Age Homes / Multi-Service Centres for older persons (Non Plan Scheme) - Under this Scheme, one time construction grant for Old Age Homes/Multi-Service Centre is provided to non-governmental organizations on the recommendation of the State Governments / UT Administrations.
2.Ministry of FinanceIncome tax rebate upto an income of Rs. 1.85 lakh p.a.Higher rates of interest on saving schemes of senior citizens.
A Senior Citizens Savings Scheme offering an interest rate is 9% per annum on the deposits made by the senior citizens in post offices has been introduced by the Government through Post Offices in India doing savings bank work.
3.Ministry of Road Transport and Highways
  1. Reservation of two seats for senior citizens in front row of the buses of the State Road Transport Undertakings.
  2. Some State Governments are giving fare concession to senior citizens in the State Road Transport Undertaking buses and are introducing Bus Models, which are convenient to the elderly.
4.Ministry of Health & Family WelfareSeparate queues for older persons in hospitals for registration and clinical examination.
5.Department of Telecommunications
  1. Faults/complaints of senior citizens are given priority by registering them under senior citizens category with VIP flag, which is a priority category.
  2. Senior citizens are allowed to register telephone connection under N-OYT Special Category, which is a priority category.
6.Ministry of Railways
  1. Indian Railways provide 30% fare concession in all Mail / Express including Rajdhani / Shatabadi / Jan Shatabadi trains for senior citizens aged 60 years and above.
  2. Indian Railways also have the facility of separate counters for Senior Citizens for purchase / booking / cancellation of tickets.
  3. Wheel Chairs for use of older persons are available at all junctions, District Headquarters and other important stations for the convenience of needy persons including the older persons.
  4. Ramps for wheel chairs movement are available at the entry to important stations.
  5. Specially designed coaches with provisions of space for wheel chairs, hand rail and specially designed toilet for handicapped persons have been introduced.
7.Ministry of Civil Aviation
  1. Indian Airlines is providing 50 per cent Senior Citizen Discount on Normal Economy Class fare for all domestic flights to Indian senior citizens who have completed the age of 65 years in the case of male senior citizens and 63 years in the case of female senior citizens subject to certain conditions.
  2. Air India is offering discount to senior citizens of 60 plus on flights to USA , UK and Europe . Further, Air India has now decided to reduce the age of 60 plus for discount on their domestic routes as well with immediate effect.
  3. Sahara Airlines is offering 50% discount on basic fare for travel on its domestic flights only to senior citizens who have attained the age of 62 years. Discount is applicable in economy class only.
8.Ministry of Consumer Affairs, Food and Public Distribution
  1. Under the Antyodaya Scheme, the Below Poverty Line (BPL) families which also include older persons are provided food grains at the rate of 35 kgs. per family per month. The food grains are issued @ Rs.3/- per kg. for rice and Rs.2/- per kg. for wheat. The persons aged 60 years above from the BPL category were given priority for identification.
  2. Under the Annapoorna Scheme being implemented by the States/UT Administration, 10 kgs. of food grains per beneficiary per month are provided free of cost to those senior citizens who remain uncovered under the old age pension scheme.
  3. Instructions to State Governments for giving priority to the Ration Card holders who are over 60 years of age in Fair Price Shops for issue of rations.
9.MCD, Delhi
  1. MCD, Delhi, has opened a separate counter to facilitate the senior citizens for submission of property tax bills.
  2. A rebate of 30% of the property tax due on the covered space of a building up to one hundred sq. mtrs. of the covered space has been allowed by the corporation in the case of any self-occupied residential building singly owned by a man who is 65 years or more in age.
  1. Courts in the country accord priority to cases involving older persons and ensures their expeditious disposal.
  2. Under the Old Age Pension Scheme, monthly pension is given at variable rates to the destitute old by various State Governments/UT Administrations.

Friday, November 28, 2014

Incredible Concept Cars From the 1950's

Incredible Concept Cars From the 1950's

The 1950’s were a golden age of automotive innovation and design, driven by space-age technologies. During that decade, many of the American automotive companies displayed futuristic-looking concept cars in extravagant car shows and announced their commitment to innovation. Most of these concept cars never went to production, but their designs inspired and influenced the designs of commercially produced cars. These 13 examples of that age make me miss that time.
These Incredible Concept Cars Were Never Produced - What a Shame
This concept car featured titanium skin, seven wings and tail fins, a double bubble canopy, air drag brakes which emerged from flat panels in the body, an automated guidance system to avoid accidents and steering controlled by a joystick.
These Incredible Concept Cars Were Never Produced - What a Shame
The Centurion featured a red and white fiberglass body, airplane like interior design. a full clear "bubble top" roof and the first Backup camera in place of a Rear view mirror, although it was never shown to be functional, merely a concept.
These Incredible Concept Cars Were Never Produced - What a Shame
The La Tosca was actually designed as an educational project, meant to show young engineers how difficult it is to design a car, even for experienced car designers. The project actually took 4 times longer than projected but eventually paved the way for the 1958 Licoln.
These Incredible Concept Cars Were Never Produced - What a Shame
The General Motors Le Sabre was a 1951 concept car. Possibly the most important show car of the 1950s, it introduced aircraft-inspired design elements such as the wrap-around windshield and tail fins, which became common on automotive designs during the second half of the decade.
These Incredible Concept Cars Were Never Produced - What a Shame
The Diablo was born in a time of space exploration and fascination. It was designed with the feeling of an aeroplane that was meant for the road. The car was so well-designed, it was tested and show to have the lowest coefficient of drag ever seen on any car up to that time.
These Incredible Concept Cars Were Never Produced - What a Shame
The Lincoln Futura was a concept car designed by the Lincoln division of Ford Motor Company. It was built by Ghia entirely by hand in Turin, Italy, at a cost of $250,000 (2014 equivalent: $2,200,000) and displayed on the auto show circuit in 1955. In 1966 the car was modified by George Barris into the Batmobile, for the 1966 TV series Batman.
These Incredible Concept Cars Were Never Produced - What a Shame
In the 1955 Chicago Extravaganza, Ford displayed their rear-engine concept car - the Mystere. Funnily, the shown model did not have an engine, but did display a host of new technologies that were uncommon in cars at the time, such as a control joystick between the front seats, allowing the car to be driven from either seat, a radiotelphone in a console between the two back seats, a pushbutton ignition switch, and even a television set behind the front seat.
These Incredible Concept Cars Were Never Produced - What a Shame
Designed by the legendary Harley Earl, the Cyclone was a testbed for futuristic styling and technology. It featured a radar operated crash avoidance system, with the radar sensors mounted in twin "nose-cones" on the front of the car. Of the Cyclone's stylistic features, the bubble top canopy was the most prominent. Silver coated for UV protection, the canopy automatically opened along with the sliding electrically operated doors. The canopy could also be stowed in the rear compartment, where it rested on a special air-bag base.
These Incredible Concept Cars Were Never Produced - What a Shame
While the X-2000 was not revolutionary in anything other than design, it was still an outstanding example of the 1950's design trends. The car might have been the inspiration for the U.S.S. Enterprise - the spaceship from the Star Trek series. In 1999, a car enthusiast saw a picture of the car in a book and decided to build his own version. That car is now appearing in car shows around the world. 
These Incredible Concept Cars Were Never Produced - What a Shame
Ford's first "dearm car", it served as a precursor to ford's 60's designs and introduced new concept automotive technologies like a moisture-sensor that would automatically close the top roof hatch is it starts raining.
These Incredible Concept Cars Were Never Produced - What a Shame
This hardtop coupe's design followed the lines of the planned 1957 cars. It had many unusual features, among them a roof section that opened either by opening a door or activating a switch, well ahead of later T-Tops. The car had seats that rotated out allowing the passenger easy access, a feature later used on some Chrysler products. The Predictor also had the opera windows, or portholes, found on concurrent Thunderbirds.
These Incredible Concept Cars Were Never Produced - What a Shame
Designed to resemble its namesake, the Golden Rocket had a fiberglass body, and was one of the first cars to have a tilt-wheel. When either door was opened, the roof panel would automatically raise and the seat would come up 3 inches and swivel outward for easy access.
These Incredible Concept Cars Were Never Produced - What a Shame
The Pontiac Club de Mer was a purpose-built, concept car that was unveiled at the General Motors Motorama in 1956 to celebrate GM's commitment to futuristic design. The brainchild of GM engineer-designer, Harley Earl, the "de Mer" was a two door sport Roadster that incorporated innovative breakthrough styling like a sleek, low-profile body encasing a large powerplant.

Thursday, November 27, 2014

20 Stunning Ceilings from Various Mosques

20 Stunning Ceilings from Various Mosques 

Mosques aren't only sacred places of worship for Muslim people, they are also architectural masterpieces of amazement. Iran is home to some of the most magnificent ceiling designs of mosques in the world. The repetitive spirals and complex geometric designs give each ceiling structure a unique look. 

Here are 20 exquisite ceiling designs you must see: 

1) Fatima Masumeh Shrine, Qom, Iran
Incredible mosque ceilings
2) Nasir Al-Mulk Mosque, Shiraz, Iran
Incredible mosque ceilings
3) Nasir Al-Mulk Mosque, Shiraz, Iran
Incredible mosque ceilings
4) Sheikh Lutf Allah Mosque, Isfahan, Iran
Incredible mosque ceilings
5) Nasir Al-Mulk Mosque, Shiraz, Iran
Incredible mosque ceilings
6) Vakil Mosque, Shiraz, Iran
Incredible mosque ceilings
7) Shah Mosque, Isfahan, Iran
Incredible mosque ceilings
8) Jalil Khayat Mosque, Arbil, Iraq
Incredible mosque ceilings
9) Grand Mosque of Isfahan, Isfahan, Iran
Incredible mosque ceilings
10) Nasir Al-Mulk Mosque, Shiraz, Iran
Incredible mosque ceilings
11) Fatima Masumeh Shrine, Qom, Iran
Incredible mosque ceilings
12) Al Soltan Qalawoon Mosque, Cairo Egypt
Incredible mosque ceilings
13) Taj Mahal Mosque Ceiling
Incredible mosque ceilings
14) Sheikh Lutf Allah Mosque, Isfahan, Iran
Incredible mosque ceilings
15) Wazir Khan Mosque, Lahore, Pakistan
Incredible mosque ceilings
16) Shiraz, Iran
Incredible mosque ceilings
17) Sheikh Zayed Mosque, Abu Dhabi, United Arab Emirates
Incredible mosque ceilings
18) Nasir Al-Mulk Mosque, Shiraz, Iran
Incredible mosque ceilings
19) Nasir Al-Mulk Mosque, Shiraz, Iran
Incredible mosque ceilings
20) Bahaud-Din Naqshband Mausoleum, Bukhara, Uzbekistan
Incredible mosque ceilings

Japan - some interesting facts.

Japan - some interesting facts.
* In just ten years???  Hiroshima returned to what it was economically vibrant before the fall of the atomic bomb. 

*  Japan prevents the use of mobile phones in trains, restaurants and indoors. 
* For first to sixth primary year Japanese students must learn ethics in dealing with people. 
* Even though one of the richest people in the world, the Japanese do not have servants. The parents are responsible for the house and children. 
* There is no examination from the first to the third primary level because the goal of education is to instill concepts and character building. 

* If you go to a buffet restaurant in  Japan you will notice people only eat as much as they need without any waste because food must not be wasted. 
* The rate of delayed trains in  Japan is about 7 seconds per year!!  The Japanese appreciate the value of time and are very punctual to minutes and seconds. 
* Children in schools brush their teeth (sterile) and clean their teeth after a meal at school, teaching them to maintain their health from an early age. 
* Japanese students take half an hour to finish their meals to ensure proper digestion because these students are the future of  Japan . 
The Japanese focus on maintaining their culture. Therefore, 
* No political leader or a prime minister from an Islamic nation has visited  Japan not the Ayatollah of Iran, the King of Saudi Arabia or even a Saudi Prince! 
*  Japan is a country keeping Islam at bay by putting strict restrictions on Islam and ALL Muslims. 
1)  Japan is the only nation that does not give citizenship to Muslims. 2) In  Japan permanent residency is not given to Muslims. 
3) There is a strong ban on the propagation of Islam in  Japan 
4) In the University of Japan, Arabic or any Islamic language is not taught. 
5) One cannot import a 'Koran'; published in the Arabic language. 
6) According to data published by the Japanese government, it has given temporary residency to only 2 lakhs, Muslims, who must follow the Japanese Law of the Land. These Muslims should speak Japanese and carry their religious rituals in their homes. 
7)  Japan is the only country in the world that has a negligible number of embassies in Islamic countries. 
8) Muslims residing in  Japan are the employees of foreign companies. 
9) Even today, visas are not granted to Muslim doctors, engineers or managers sent by foreign companies. 
10) In the majority of companies it is stated in their regulations that no Muslims should apply for a job. 
11) The Japanese government is of the opinion that Muslims are fundamentalist, and even in the era of globalization they are not willing to change their Muslim laws. 
12) Muslims cannot even rent a house in  Japan . 
13) If anyone comes to know that his neighbor is a Muslim then the whole neighborhood stays alert. 
14) No one can start an Islamic cell or Arabic ';Madrasa'; in  Japan . 
15) There is no Sharia law in  Japan . 
16) If a Japanese woman marries a Muslim, she is considered an outcast forever. 
17) According to Mr. Kumiko Yagi, Professor of Arab/Islamic Studies at Tokyo University of Foreign Studies, " There is a mind frame in  Japan that Islam is a very narrow minded religion and one should stay away from it." 

The Japanese might have lost the war, but they are in charge of their own country.

There are no bombs going off in crowded business centers, "Honor Killings," nor killing of innocent children or anyone else. 
Something to think about.

Wednesday, November 26, 2014

Walking Workouts for Your Body and Your Soul.

 11 Walking Workouts for Your Body and Your Soul.

It you ever feel like you need to relax, recharge your battery and get in better shape, but just haven't found the time, the answer might be simpler then you think. Walking can be an amazing exercise for anyone who wants a quick pick-me-up for the body and brain, as well as for everyone who wants to maintain a healthy and fit life style. Even a daily 10-minute stroll can do wonders and give you a great feeling for up to 12 hours.
Whether you want to burn fat, boost energy, lift your mood, or just get a bit more toned in a few important places, we have the workouts and tips for you.
High-Intensity Walks:
You could go down a size (or more) this month by adding high-intensity walks to your weekly schedule. Simply go out for a 10-minute routine of fast, high-intensity, walks on 3 non-consecutive days a week. During the rest of the week you can do moderate-intensity activities for about 30 minutes per day. These walks will work even better before or after other cardio workouts and as always, the more you workout, the better you'll feel.
Treadmill Slimmer:
It's too cold outside? It's too hot outside? Your favorite TV show just started? Treadmills are the answer to all of those. No need to worry about weather, darkness or anything else, just worry about yourself. Another bonus of the treadmill is that you can see your progress in speed and distance which will help you get more motivated. Here is a great half an hour workout that can burn more than 150 calories:
                                           (1 MPH = 1.6 KPH)

Walking Sprint:
Start by warming up with a 5 minutes walk at normal speed, then walk as fast as you can for 10 minutes (but don’t run). Note how far you went and turn around, walking back to your starting point at a brisk pace. When walking back, your speed should be lower than your walking sprint and you should slow down as you get closer to your starting point. Each time you do this workout, try to walk faster and go farther than you did last time, until you are happy with your time and distance.
The Weekend Walk:
This 60+ minute workout can crank up your post-exercise calorie burn nearly fivefold compared with a 30-minute walk or other short exercises. And did I mention that you will burn nearly 350 calories during the walk itself? Plan your route so you will enjoy your surroundings and even meet up with friends, nothing is better than some company of long walk like this. And don’t forget to bring some water with you!
Belly-Busting walk:
You can add this simple change to your daily walks to zero in on shaping your abs. The recommended time for this workout is about 10 minutes at first, adding more time as you begin to feel it isn't too taxing on you.
When walking, focus on drawing your abs in toward your spine, but don’t hold your breath. It might help to imagine that your legs extend up above your navel. Try to maintain the contraction throughout your walk. If you feel it's too much, release it for a short break while still walking, and resume after a minute or two.  The slight hip swivel will make your lower torso rotate, activating more ab muscles and burning more calories.
Happiness Walk:
This workout has a lot to do with your mind and not just your body, combine these easy steps in your walk and you will be much more calm and relaxed when you are done.
1) Focus on your feet, imagine the firm ground beneath you as each foot rolls from heel to toe with each step you take. Try to keep this awareness of your steps for 2 to 3 minutes and not to get distracted.
2) Turn your attention to breathing. As you walk, lift your torso and pull your shoulders back to stand upright and increase lung capacity. As you inhale, think of the energy you are giving your body and your mind, then exhale all of the tiredness and pain.
3) Mentally speak to yourself, think about the fresh air and healthy workout you are doing. focus on the good things and if you find yourself wondering off into bad territory, just go back to focusing on your feet.

Nature Walk:
In just 5 minutes, mother nature can work wonders on your mood and physical well being. If possible, go for short lunchtime strolls in parks or mountain areas. It has been found that it will improve your memory and attention 20% more than a walk in an urban environment, due to fewer distractions and cleaner air.

Walking with Poles:
A good pair of walking poles will cost you about $90 and up but it may boost your calorie burn by up to 46%. Not only will you be giving your arms a workout, but the poles also reduce impact on your joints.
Outdoor challenge:
It not shocking to hear that walking uphill can activate 25% more muscle fibers than just strolling on a level terrain. It might be harder, but that why it's called a challenge. Find a hill to add to your walk, preferably one that takes at least 2 to 2½ minutes to climb, and try this workout.
First warm up at an easy walking pace for 5 to 10 minutes and then walk up and down the hill. After you return to level terrain, do 2 minutes of brisk walking and go back to the hill climb. Repeat the hill and level walk for your desired workout length and finish it up with 5 minutes of easy walking to cool down.
Treadmill Hike:
If you have no hills or tracks near your home then this treadmill routine can give you the same fat burning experience of an uphill walk in just 25 minutes.
                                      (1 MPH = 1.6 KPH)

Indoor Leg Workout:
If you don’t have a treadmill, and you don’t really want to buy one either, then you can just as easily use the stairs at your home to get a good workout. The routine takes about 5 minutes and can be performed daily:
1. Start by walking up and down one flight normally.
2. Slowly walk up sideways, crossing bottom foot over top, walk down normally and repeat facing the opposite direction. Try to keep your head up while doing this but also be careful not to fall over.
3. Step up on the first stair, then down, starting with right foot (right up, left up, right down, left down). Do this for about 10 times, take a moment to breath and repeat, starting with the left foot.
4. Climb the stairs two steps at a time and go down normally but quickly, using each step.
5. Run up the stairs and walk down normally.
6. Repeat numbers 4 and 5 another four times.
7. At the bottom, place your right foot on the first or second step, bend your knees, and lower into a lunge. Keep the right knee directly over the ankle as you do so. Push off with right foot to return to start. Repeat with your left leg and then alternate legs until you do 20 lunges total.
8. Walk up and down normally one time to relax and do some stretching.